Cookie Policy

Understanding How We Use Tracking Technologies

Last updated: March 2025

What Are Cookies and Tracking Technologies?

Cookies are small text files that websites store on your device when you visit them. Think of them as digital notes that help websites remember your preferences and improve your experience. At galmiraonline, we use various tracking technologies including cookies, web beacons, and local storage to enhance our financial forecasting platform.

These technologies work quietly in the background, collecting information about how you interact with our site. This might include which pages you visit, how long you stay, and what features you use most frequently. The data helps us understand user behavior patterns and continuously improve our budgeting tools.

Types of Tracking Technologies We Use

How We Use Tracking Data

The information we collect through tracking technologies serves several important purposes. We analyze user behavior to identify trends in how people use our financial forecasting tools. This helps us understand which features provide the most value and where we should focus our development efforts.

Platform Optimization

We use tracking data to optimize page loading times, identify technical issues, and improve the overall performance of our budgeting platform. For example, if we notice users frequently abandoning a particular page, we investigate and make necessary improvements.

Personalization

Your tracking data helps us customize your experience. We might show you relevant financial insights based on your previous activities, or suggest budgeting categories that align with your spending patterns. This personalization makes the platform more useful for your specific financial situation.

Security and Fraud Prevention

We monitor unusual access patterns and suspicious activities to protect your account and financial data. Tracking technologies help us identify potential security threats and ensure your information remains secure.

Data Retention and Storage

Different types of tracking data are retained for varying periods based on their purpose and legal requirements. Session cookies are automatically deleted when you close your browser, while persistent cookies remain on your device for predetermined periods.

Typical Retention Periods:
  • Essential cookies: Deleted when you close your browser
  • Functional cookies: Retained for up to 12 months
  • Analytics data: Aggregated and stored for up to 24 months
  • Marketing cookies: Retained for up to 6 months

We regularly review and purge outdated tracking data to ensure we're only keeping information that's necessary for platform operation and improvement. All data is stored securely using industry-standard encryption and security measures.

Managing Your Cookie Preferences

You have control over how tracking technologies are used on your device. Most web browsers allow you to manage cookie settings, and you can choose to block or delete cookies at any time. However, disabling certain cookies may affect your ability to use some features of our platform.

Google Chrome
Go to Settings > Privacy and Security > Cookies and other site data. Here you can block all cookies, block third-party cookies, or manage specific site permissions.
Mozilla Firefox
Navigate to Options > Privacy & Security > Cookies and Site Data. You can choose standard, strict, or custom tracking protection settings.
Safari
Go to Preferences > Privacy > Manage Website Data. Safari also offers Intelligent Tracking Prevention to block cross-site tracking automatically.
Microsoft Edge
Access Settings > Site permissions > Cookies and site data. You can block all cookies, block third-party cookies, or manage exceptions for specific sites.
Important Note:

While you can disable cookies, doing so may limit your ability to use certain features of our financial platform. Essential cookies are necessary for basic functionality, and disabling them may prevent you from accessing your account or saving your preferences.

Third-Party Tracking

Our website may include tracking technologies from third-party service providers. These include analytics providers, advertising networks, and social media platforms. Each third party has their own privacy policies and cookie practices.

We work with reputable partners who comply with privacy regulations and maintain high standards for data protection. However, we recommend reviewing the privacy policies of any third-party services you encounter on our platform.

Opting Out of Third-Party Tracking

You can opt out of many third-party tracking services by visiting their respective websites or using industry opt-out tools. The Digital Advertising Alliance and Network Advertising Initiative provide opt-out tools for multiple advertising networks simultaneously.

Updates to This Policy

We may update this Cookie Policy periodically to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll notify you through our platform or via email. We encourage you to review this policy regularly to stay informed about how we use tracking technologies.

The date at the top of this policy indicates when it was last updated. Continued use of our platform after any changes constitutes acceptance of the updated policy.

Questions About Our Cookie Policy?

If you have questions about our use of cookies or tracking technologies, please contact us:

Email: info@galmiraonline.com

Address: 34 Goggs St, South Toowoomba QLD 4350, Australia

Phone: +61895354000